Did Your Pension Move With You? Why 1 In 8 Americans Abroad Has A Left Behind Retirement Account
Expat Network · August 2026
Read the article on Expat NetworkPensionHunter · Cross-Border Pension Research
There may be a pension in your name in a country you left. Nobody will write to tell you.
For a fixed $99, we identify who holds your pensions today, show the evidence behind every finding, and give you the sourced route to contact them. In 41 countries, delivered in 24 to 48 hours, read by a named researcher.
Also for executors, trustees and advisers acting for someone else.
Not ready to order? Start the free check: which countries to rule out, which need attention, no card or ID. Email is asked only when your result is ready.
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a noteOur experts are here to help you find what is yours.
a noteOur experts are here to help you find what is yours.
Deadlines
Don't postpone finding your pensions. Some countries have important deadlines after you leave.
The self test
Could this be you?
Four questions. Tap the ones that are true for you.
If any of these apply to you, start the free check.
Founder
Why this exists
This is about workplace pensions and often forgotten state pensions.
"I am Frank Marco Holle, founder of PensionHunter. We built PensionHunter because I could not find my own pensions."
Read the full story
After my master's in international corporate law, my career began as an academic researcher at the University of Utrecht, then took me to ABN AMRO in Amsterdam, to Merrill Lynch in London, and later to institutional asset management in Malaysia and Singapore. Along the way I worked for organisations that had changed names, merged, been acquired or no longer existed. Like millions of people who have worked internationally, I discovered that finding old pensions was far more difficult than anyone expects.
The problem was not simply knowing where to look. Employers had disappeared. Pension administrators had changed. Records were fragmented across countries, and every address held for me was decades out of date. Tracing my own pension history took months of research, correspondence and verification.
That experience led me to develop a structured research methodology for tracing workplace and state pensions across borders. It combines technology with human expertise, employer history reconstruction, corporate records, pension databases, public registers and country-specific research carried out by specialists who understand how pension systems work in their own jurisdictions.
The first case that methodology ever solved was my own.
Today, it forms the foundation of PensionHunter. Every search follows the same disciplined process, combining AI with experienced researchers and a global network of pension experts to uncover information that generic searches, government portals and AI alone often cannot.
The method we use today is the one I created to solve my own pension search. Now it helps people around the world solve theirs.
In the press
The cause
Why this happens
Schemes do not lose the money. They lose the person.
You move on, then you move house. The scheme writes to an address you left years ago, the employer is bought, renamed or wound up, and the file passes to an administrator you have never heard of. Read why.
The evidence
Sample reports, real findings, across 41 countries
We identify. You send. We support.
If you have been putting this off for years, you are exactly who we built this for. Pensions are rarely gone: usually the scheme simply lost track of you.
Where did you work?
Choose a country. The sample below rebuilds for that country's system.
41 countries covered by our Pension Identification Service.
Every report contains:
- Every administrator identified, with verified contact route
- The exact request to make of each, spelled out
- Your State Pension position and the deadlines that apply
- Sources and a confidence rating on every finding
- Human review before release
The kind of outcome a report produces
Workplace and often-forgotten state pensions, identified by name and date.
Case 1 of 7
Every report is written to be kept, shared, and acted on.
Research and evidence
Research and evidence
Global Lost Pensions Index
Official published figures, country by country. See what is known, what is not published, and every source.
Explore the IndexFind a pension abroad
Worked in one country and now live in another? Find the official route for your country pair.
Find a pension abroadOn the record
We write to national pension authorities to continuously improve your reports
Authority answers are published in full. Read what they said
They wrote back · Singapore
On the recordRead the full reply“Foreigners who worked in Singapore before 1987 may have contributed to the Central Provident Fund (CPF). We encourage affected foreigners to withdraw their CPF savings as soon as possible.”
Asked by us · answered by Singapore, Central Provident Fund Board · written statement from the Deputy Director, Media and Publicity, CPF Board, provided for publication.
Verified 25 August 2026Official reply · 24 August 2026
United Kingdom, Department for Work and Pensions
“DWP does not hold any guidance specifically relating to handling enquiries from people outside the United Kingdom.”
Official reply · 26 August 2026
United States, Internal Revenue Service
“Your old US employer was allowed to move a balance of up to 7,000 dollars out of its plan without asking you.”
Security pledge
What we will never ask you for
ICO registered
Registration No. ZC113586
Your data is handled under UK GDPR, never sold, and deleted in full on request.
Get your affairs in order
The folder your family hopes exists.
The will is done. The house papers are filed. A pension nobody knows about is a pension nobody receives.
The fee and the process
What it costs, and what happens
Pension Identification Report
$99fixed fee
- Who holds a workplace pension in your name, and in which country.
- The evidence we found and where you stand on the state pension there.
- Full refund if we find nothing material, decided at identification, before delivery.
Order your Report
Read by a named researcher. No passwords. No money movement.
The Pensions Policy Institute counts 31.1 billion pounds in 3.3 million forgotten UK workplace pensions, averaging £9,470 each. Full refund if we find nothing material, decided at identification, before delivery.
- Run the free checkPaste your work history or upload your LinkedIn PDF. No sign-in, no charge.
- Order your report, tell us where you workedRough dates are fine. About three minutes.
- Receive your reportIt names who holds the record today, traces employers through mergers and closures, gives you the sourced route, and sets out your state pension position. You write to them. Decisions stay yours.
Worth knowing
Most entitlements do not expire, but a few do: in some countries the right to ask runs out. Read where the right to ask runs out.
Country Pension Identification Report
$99
We identify who holds each pension from each country of your working life that you tick, with the source and the contact route for every holder. If an administrator asks, refuses or does not reply, send it to us and we tell you what to send next.
Order this reportEnhanced Pension Identification Report
$499
Everything in the Country Report, plus a complete information request for every fund identified, written and ready for you to send. Support after delivery for as long as your case is open.
Order this reportGlobal Pension Identification Report
$799
Everything in the Enhanced Report, for every country you worked in, in one document.
Order this reportFrequently Asked Questions
Yes. PensionHunter is operated by Battersea Park Capital Ltd, registered in England and Wales (Company No. 13326151). We are live across 41 countries, working directly with pension providers and national registries.
Yes. Paste your work history, or upload your LinkedIn profile PDF, into the free checker and you get an instant verdict: which of your countries may hold a pension, which can be ruled out and why, and the free official routes. No sign in, no charge, one free check per person. If it shows something worth pursuing, a Country Pension Identification Report is $99.
Your data is encrypted and handled under UK GDPR. We never sell or share your data without your consent. ICO registered, No. ZC113586.
Full refund if we find nothing material. That means either a named fund or administrator with the sourced contact route, or, where no register can name one, the access map with your entitlement position and the sourced route in. Processed automatically, no forms, no request needed.
Absolutely. Cross-border pension tracing is exactly what we specialise in. It doesn't matter where you live now, we research the countries where you worked and trace pensions held there for you.
Country Pension Identification Report: within 24 to 48 hours. Enhanced and Global Pension Identification Reports: full report within five working days of your intake form.
The last word
We identify. You send. We support.
Full refund if we find nothing material, decided at identification, before delivery.
Find your pensions
Also for executors, trustees and advisers acting for someone else.